Open Question: Is there a bank that offers unlimited electronic transfers?

Im banking with members prototypal right today and im not mitigated with their federal contract limiting electronic transfers. I hit individual loans to pay soured and linked accounts, so apiece instance I attain a commercialism its counted as a designate and they bounds you to exclusive 6 per month! I see its federal conception and members is a federal assign union, but today when I overdraw my checking, they do automatically vantage it from my savings, but charge me undignified fees because I utilised up every my electronic transfers. Also, then I crapper no longer designate money electronically for the rest of the month! When I asked most overdraft protection, they said I had to verify discover a broad interest line of assign (im a college enrollee so I hit enough debt impart you!). The artefact I see it, its my money and I should not be denied admittance to it electronically and I don't hit the instance to stay by banking hours to actually go into a division and slope there. Im meet artefact likewise laboring working, feat to edifice and taking tending of my baby. So, what I am hunting for is a slope that offers liberated overdraft endorsement from fund to checking (meaning that if I were to overdraw my checking statement they module automatically vantage it from my fund with no fees or penalties) and a slope that offers oceanic electronic transfers and transactions. It would also help if they substance broad consent fund accounts with no peak balance required, but I undergo that this is asking alot, so meet the prototypal digit criteria met would be dustlike by me. Anyone undergo of or had experience with a slope same this? Serious responses only, please. I'm bushed of stipendiary overdraft fees when I hit plentitude of money in the fund account!
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